Our Team

CEPS staff possess a wide variety of experience working with disabled and elderly people. The primary purpose of CEPS is to make life better for others in every encounter, every time.  We do this by providing our clients a helpful, meaningful, and safe support system with an aggressive and diligent approach to the basic life issues and needs of our clients.

About CEPS

CEPS provides assistance for individuals who have difficulty managing their day-to-day financial affairs. Our services are designed to meet each client's individual money management needs while serving as representative payee. This includes establishing and maintaining a monthly budget, paying monthly bills, creating savings goals, organization and keeping track of financial records, negotiating with creditors, and protecting them from financial fraud, abuse, or exploitation. We provide the means to prolong independent living for those who are at risk, simply because they became unable to manage their financial affairs.

Our clients are people who want or need assistance dealing with their day-to-day financial matters. Whether for a short period of time or for more extended need, we serve a population of people who are most vulnerable to losing or having lost their independence.


The Social Security Administration provides financial assistance through (SSI/SSA) payments to elderly and disabled individuals. Occasionally, due to the severity of the disability or other situational factor, some of the people authorized to receive these SSI/SSA benefits are unable to adequately manage their funds. As a result, Congress has created a law whereby non-profit community based organizations are allowed to act as the individual's financial representative.

Under protection of this program, the benefits are issued to a non-profit third party who then manages the funds for the individual. By law, the fees for this service are limited to $43 per month or 10% of the benefit amount, whichever is lower. Anyone receiving SSI/SSA benefits and who may not be in a position to manage their funds are eligible for the service.  Click here to enroll

Consultants in Educational & Personal Skills is a 501c3 nonprofit organization that provides assistance for individuals who have difficulty managing their day-to-day financial affairs.



We are the representative payee of choice because we make a difference by offering solutions, support, and referrals in our community.  We research both current services to increase efficiency and the expansion of new services through a network of related businesses to attract new clients and better serve existing clients.  



We are committed to making life better for others in every encounter, every time.  



Service: Our clients come first with promptness and quality.  We will not rely on machines to run our business; we answer our phones whenever possible.  We make new opportunities to solve challenges with win-win service that exceeds expectations of our clients, community partners, and SSA. 

Communication: We listen to our clients, explain things in a way that they understand, and update them on what they can expect.  We demonstrate that we truly care about our clients by listening to them with compassion, patience, and understanding.

Integrity: We create trust through honesty, respect, advocating, maintaining confidentiality, and always working proactively in the interests of our clients.  Our reputation of being the best at what we do comes from following through and keeping our word. 

Teamwork: We choose a great “want to be here, how can I help?” attitude, knowing one cannot succeed unless we all succeed.  We are a motivated, flexible, unified team that seeks to improve the company, the service, and ourselves.  We create policies and procedures that empower us to reach our potential through structures and systems that are designed for our business.